junior science refresher pdf

junior science refresher pdf

junior science refresher pdf published this article page no 18 regulating cooperative banks the rural co-operative credit system in india is primarily mandated to ensure flow of credit to the agriculture sector. it comprises short-term and long¬term co-operative credit structures. the short-term co-operative credit structure operates with a three-tier system - primary agricultural credit societies (pacs) at the village level central cooperative banks (ccbs) at the district level and state cooperative banks (stcbs) at the state level. pacs are outside the purview of the banking regulation act 1949 and hence not regulated by the reserve bank of india. primary cooperative banks (pcbs) also referred to as urban cooperative banks (ucbs) cater to the financial needs of customers in urban and semi-urban areas junior science refresher magazine subscription.